Virginia Workers' Comp Benefits Calculator 2026
Injured at work in Virginia? You may be entitled to workers' compensation benefits. Virginia pays 66.7% of your average weekly wage as a weekly benefit, up to a maximum of $1,369/week. Use our free calculator below to estimate your weekly workers' comp benefit in 60 seconds — no email required.
Virginia employers with 2+ employees must carry coverage. Benefits can last up to 500 weeks.
Your Situation
Tell us about your state and wages to calculate your benefits.
Optional — helps calculate your waiting period start date.
Your gross wages for the 13 weeks before injury, divided by 13. Include overtime, bonuses, and tips if they were regular.
Virginia Workers' Comp Key Facts — 2026
| Maximum Weekly Benefit | $1,369/week |
| Minimum Weekly Benefit | $274/week |
| Benefit Rate | 66.7% of AWW |
| Waiting Period | 7 days |
| Retroactive After | 21 days |
| Filing Deadline | 730 days from injury |
| Max Duration (TTD) | 500 weeks |
| State Average Weekly Wage | $1,200/week |
| WC Board Phone | 1-877-664-2566 |
Source: Virginia Workers' Compensation Board. Rates effective 2026.
Workers' Compensation in Virginia: Key Numbers for 2026
State Avg Weekly Wage
$1,200
Max Weekly Benefit
$1,369
Benefit Rate
66.7%
Max Duration
500w
Common Workplace Injuries in Virginia — Average Compensation
Based on Virginia's average weekly wage of $1,200 and the state's 66.7% benefit rate, here are estimated compensation ranges for the most common workplace injuries:
| Injury Type | Avg Medical Cost | Avg Lost Wages | Typical Total |
|---|---|---|---|
| Back / Spine Injury | $16,582 | $24,001 | $40,583 |
| Shoulder Injury | $13,527 | $17,601 | $31,128 |
| Knee Injury | $11,782 | $14,401 | $26,183 |
| Neck / Whiplash | $10,036 | $12,801 | $22,837 |
| Carpal Tunnel / Wrist | $6,109 | $8,800 | $14,909 |
| Fracture (Arm/Leg) | $8,073 | $11,201 | $19,274 |
| Head / Concussion | $15,055 | $19,201 | $34,256 |
Estimates based on Virginia 2026 workers' comp benefit rate (66.7% of AWW, capped at $1,369/week) and NCCI injury cost data. Actual compensation varies based on injury severity, impairment rating, and medical documentation.
How Much is Workers' Comp in Virginia?
In Virginia, workers' comp pays 66.7% of your average weekly wage, up to a maximum of $1,369/week. The minimum weekly benefit is $274/week.Virginia has a 7-day waiting period before benefits begin, and TTD benefits can last up to 500 weeks.
Virginia Workers' Compensation Rates 2026
Workers' comp insurance rates in Virginia vary by industry and job classification. Here are estimated rates per $100 of payroll:
| Job Category | Rate per $100 Payroll |
|---|---|
| Office / Clerical | $0.25 |
| Restaurant / Food Service | $1.50 |
| Healthcare / Nursing | $1.75 |
| Manufacturing | $2.50 |
| Trucking / Delivery | $4.50 |
| Construction (General) | $6.50 |
| Roofing | $12.00 |
Rates are estimates and vary by insurer, experience modifier, and specific classification code. Contact your insurance carrier for exact quotes.
How Much Does Workers Comp Cost Employers in Virginia?
The cost of workers compensation insurance in Virginia depends on three factors: your industry class code, your total annual payroll, and your experience modification rate. Here's what typical Virginia businesses pay annually for $100,000 in payroll:
| Industry | Annual Cost per $100K Payroll |
|---|---|
| Office / Clerical | $380 |
| Retail / Sales | $930 |
| Restaurant / Food Service | $1,640 |
| Healthcare | $1,910 |
| Manufacturing | $3,050 |
| Warehouse / Logistics | $4,200 |
| Construction (General) | $6,000 |
| Roofing (Highest Class) | $13,640 |
*Per-employee estimate based on Virginia's average weekly wage of $1,200. Your actual cost varies by carrier, experience modifier, and specific class code.
Need an exact quote? Our workers comp insurance cost calculator estimates your premium based on state, industry, payroll, employee count, and experience modifier.
How Workers' Comp Benefits Are Calculated in Virginia
In Virginia, workers' comp benefits are 66.67% of your average weekly wage. The maximum weekly benefit is $1,369 and the minimum is $274. If you earn $1,200 per week, your benefit would be $1,200 x 66.67% = $800 per week, which is under the Virginia cap.
Virginia has a 7-day waiting period. If your disability lasts more than 21 days, those first 7 days are paid retroactively. TTD benefits can last up to 500 weeks (about 9.6 years), one of the longest durations in the country.
Virginia's long benefit duration is a major advantage for workers with serious injuries. Workers' comp benefits in Virginia are tax-free.
Virginia Workers' Comp Laws You Must Know
- •Virginia employers with 2 or more employees must carry workers' comp insurance.
- •In Virginia, the employer selects the treating physician.
- •Virginia has a 2-year statute of limitations for filing claims.
- •TTD benefits in Virginia can last up to 500 weeks.
- •Benefits are 66.67% of AWW, up to $1,369 per week.
- •Virginia covers both workplace injuries and occupational diseases.
- •Employers cannot retaliate against workers who file claims in Virginia.
How to File a Workers' Comp Claim in Virginia
- 1Report your injury to your employer as soon as possible. Virginia requires written notice within 30 days.
- 2See the doctor selected by your employer. Virginia gives employers the right to direct medical care.
- 3Your employer must file an Employer's Accident Report with the Virginia Workers' Compensation Commission.
- 4File a Claim for Benefits with the Virginia Workers' Compensation Commission within 2 years.
- 5The insurer will accept or deny the claim. Benefits start after the 7-day waiting period.
- 6If denied, the VWC will schedule a hearing. Call 1-877-664-2566.
Need help filing? Visit the Virginia Workers' Comp Board or call 1-877-664-2566 for assistance.
Special Rules in Virginia
- ⚠Employers with 2+ employees must have coverage
- ⚠Employer selects treating physician
- ⚠2-year statute of limitations
- ⚠Up to 500 weeks of TTD benefits
Average Workers' Comp Settlement in Virginia
Settlement amounts in Virginia vary widely based on injury severity, disability rating, and medical costs. Workers with minor sprains typically settle for $10,000–$30,000, while those with herniated discs or surgical injuries can receive $50,000–$200,000 or more. Use our settlement calculator to estimate your specific case.
Related Resources
Settlement Calculator
Estimate your workers' comp settlement amount
Average Settlement Amounts
See average settlements by injury type and state
How Benefits Are Calculated
Step-by-step formula with examples
Claim Denied?
What to do if your workers' comp is denied
Last updated: April 2026. Data sourced from the Virginia Workers' Compensation Board.
Find a Workers' Comp Attorney in Virginia
Need Legal Help With Your Virginia Claim?
If your claim was denied, your employer is disputing your injury, or you need help negotiating a fair settlement, a workers' comp attorney can help. Most offer free consultations and work on contingency — you pay nothing unless you win.
External link to Avvo attorney directory. WorkCompCalc does not endorse or recommend specific attorneys. Always research and interview attorneys before hiring.
Virginia Workers' Comp FAQ
Virginia employers with 2+ employees must carry coverage. Benefits can last up to 500 weeks.
Workers' Comp in Nearby States
Legal Disclaimer
This calculator provides estimates only and is not legal advice. Workers' compensation laws and benefit amounts in Virginia change frequently. Consult a licensed workers' compensation attorney in Virginia for advice about your specific situation. Actual benefits depend on your employer's insurance carrier, the nature of your injury, and state law. Data sourced from the Virginia Workers' Compensation Board. Last updated: January 2026.
Medical disclaimer: Information on this page is for educational purposes only. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.