Connecticut Workers' Comp Benefits Calculator 2026
Injured at work in Connecticut? You may be entitled to workers' compensation benefits. Connecticut pays 75.0% of your average weekly wage as a weekly benefit, up to a maximum of $1,733/week. Use our free calculator below to estimate your weekly workers' comp benefit in 60 seconds — no email required.
Connecticut has one of the highest benefit rates at 75% of after-tax average weekly wage. Dependents can increase benefits.
Your Situation
Tell us about your state and wages to calculate your benefits.
Optional — helps calculate your waiting period start date.
Your gross wages for the 13 weeks before injury, divided by 13. Include overtime, bonuses, and tips if they were regular.
Connecticut Workers' Comp Key Facts — 2026
| Maximum Weekly Benefit | $1,733/week |
| Minimum Weekly Benefit | $347/week |
| Benefit Rate | 75.0% of AWW |
| Waiting Period | 3 days |
| Retroactive After | 7 days |
| Filing Deadline | 365 days from injury |
| Max Duration (TTD) | 104 weeks |
| State Average Weekly Wage | $1,733/week |
| WC Board Phone | 1-860-493-1500 |
Source: Connecticut Workers' Compensation Board. Rates effective 2026.
Workers' Compensation in Connecticut: Key Numbers for 2026
State Avg Weekly Wage
$1,733
Max Weekly Benefit
$1,733
Benefit Rate
75.0%
Max Duration
104w
Common Workplace Injuries in Connecticut — Average Compensation
Based on Connecticut's average weekly wage of $1,733 and the state's 75.0% benefit rate, here are estimated compensation ranges for the most common workplace injuries:
| Injury Type | Avg Medical Cost | Avg Lost Wages | Typical Total |
|---|---|---|---|
| Back / Spine Injury | $23,947 | $38,993 | $62,940 |
| Shoulder Injury | $19,536 | $28,595 | $48,131 |
| Knee Injury | $17,015 | $23,396 | $40,411 |
| Neck / Whiplash | $14,494 | $20,796 | $35,290 |
| Carpal Tunnel / Wrist | $8,823 | $14,297 | $23,120 |
| Fracture (Arm/Leg) | $11,658 | $18,197 | $29,855 |
| Head / Concussion | $21,741 | $31,194 | $52,935 |
Estimates based on Connecticut 2026 workers' comp benefit rate (75.0% of AWW, capped at $1,733/week) and NCCI injury cost data. Actual compensation varies based on injury severity, impairment rating, and medical documentation.
How Much is Workers' Comp in Connecticut?
In Connecticut, workers' comp pays 75.0% of your average weekly wage, up to a maximum of $1,733/week. The minimum weekly benefit is $347/week.Connecticut has a 3-day waiting period before benefits begin, and TTD benefits can last up to 104 weeks.
Connecticut Workers' Compensation Rates 2026
Workers' comp insurance rates in Connecticut vary by industry and job classification. Here are estimated rates per $100 of payroll:
| Job Category | Rate per $100 Payroll |
|---|---|
| Office / Clerical | $0.25 |
| Restaurant / Food Service | $1.50 |
| Healthcare / Nursing | $1.75 |
| Manufacturing | $2.50 |
| Trucking / Delivery | $4.50 |
| Construction (General) | $6.50 |
| Roofing | $12.00 |
Rates are estimates and vary by insurer, experience modifier, and specific classification code. Contact your insurance carrier for exact quotes.
How Much Does Workers Comp Cost Employers in Connecticut?
The cost of workers compensation insurance in Connecticut depends on three factors: your industry class code, your total annual payroll, and your experience modification rate. Here's what typical Connecticut businesses pay annually for $100,000 in payroll:
| Industry | Annual Cost per $100K Payroll |
|---|---|
| Office / Clerical | $550 |
| Retail / Sales | $1,340 |
| Restaurant / Food Service | $2,360 |
| Healthcare | $2,760 |
| Manufacturing | $4,410 |
| Warehouse / Logistics | $6,070 |
| Construction (General) | $8,660 |
| Roofing (Highest Class) | $19,690 |
*Per-employee estimate based on Connecticut's average weekly wage of $1,733. Your actual cost varies by carrier, experience modifier, and specific class code.
Need an exact quote? Our workers comp insurance cost calculator estimates your premium based on state, industry, payroll, employee count, and experience modifier.
How Workers' Comp Benefits Are Calculated in Connecticut
In Connecticut, workers' comp benefits are 75% of your after-tax average weekly wage, making it one of the highest benefit rates in the country. The maximum weekly benefit is $1,733 and the minimum is $347. If you earn $1,200 per week gross, your after-tax wage might be around $960. Your benefit would be $960 x 75% = $720 per week.
Connecticut has a short 3-day waiting period. If your disability lasts more than 7 days, those first 3 days are paid retroactively -- one of the shortest retroactive triggers in the country. Benefits can continue for up to 104 weeks for temporary total disability.
Connecticut also allows dependents to increase your weekly benefit amount, which can help families get through a tough time. All workers' comp benefits in Connecticut are tax-free.
Connecticut Workers' Comp Laws You Must Know
- •Connecticut pays 75% of after-tax average weekly wage, one of the highest rates in the nation.
- •All employers in Connecticut are required to carry workers' comp insurance.
- •Employees in Connecticut have the right to choose their own treating physician.
- •Connecticut has a 1-year statute of limitations for filing workers' comp claims.
- •Dependent benefits may increase your weekly payment amount in Connecticut.
- •Employers in Connecticut cannot retaliate against workers who file claims.
- •Connecticut provides cost-of-living adjustments for long-term disability benefits.
How to File a Workers' Comp Claim in Connecticut
- 1Report your injury to your employer as soon as possible. Connecticut recommends reporting within the first day if you can.
- 2Seek medical treatment from a doctor of your choice. Connecticut allows injured workers to select their own physician.
- 3Your employer must file a First Report of Injury with their insurance carrier and the Connecticut Workers' Compensation Commission.
- 4The insurance carrier will review the claim and either accept or contest it. Benefits begin after the 3-day waiting period.
- 5If your claim is contested, you can file a complaint with the Connecticut Workers' Compensation Commission at 1-860-493-1500.
Need help filing? Visit the Connecticut Workers' Comp Board or call 1-860-493-1500 for assistance.
Special Rules in Connecticut
- ⚠75% of after-tax average weekly wage
- ⚠Dependent benefits may increase weekly amount
- ⚠Employee can choose their own doctor
- ⚠1-year statute of limitations
Average Workers' Comp Settlement in Connecticut
Settlement amounts in Connecticut vary widely based on injury severity, disability rating, and medical costs. Workers with minor sprains typically settle for $10,000–$30,000, while those with herniated discs or surgical injuries can receive $50,000–$200,000 or more. Use our settlement calculator to estimate your specific case.
Related Resources
Settlement Calculator
Estimate your workers' comp settlement amount
Average Settlement Amounts
See average settlements by injury type and state
How Benefits Are Calculated
Step-by-step formula with examples
Claim Denied?
What to do if your workers' comp is denied
Last updated: April 2026. Data sourced from the Connecticut Workers' Compensation Board.
Find a Workers' Comp Attorney in Connecticut
Need Legal Help With Your Connecticut Claim?
If your claim was denied, your employer is disputing your injury, or you need help negotiating a fair settlement, a workers' comp attorney can help. Most offer free consultations and work on contingency — you pay nothing unless you win.
External link to Avvo attorney directory. WorkCompCalc does not endorse or recommend specific attorneys. Always research and interview attorneys before hiring.
Connecticut Workers' Comp FAQ
Connecticut has one of the highest benefit rates at 75% of after-tax average weekly wage. Dependents can increase benefits.
Workers' Comp in Nearby States
Legal Disclaimer
This calculator provides estimates only and is not legal advice. Workers' compensation laws and benefit amounts in Connecticut change frequently. Consult a licensed workers' compensation attorney in Connecticut for advice about your specific situation. Actual benefits depend on your employer's insurance carrier, the nature of your injury, and state law. Data sourced from the Connecticut Workers' Compensation Board. Last updated: January 2026.
Medical disclaimer: Information on this page is for educational purposes only. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.