Arizona Workers' Comp Benefits Calculator 2026
Injured at work in Arizona? You may be entitled to workers' compensation benefits. Arizona pays 66.7% of your average weekly wage as a weekly benefit, up to a maximum of $793/week. Use our free calculator below to estimate your weekly workers' comp benefit in 60 seconds — no email required.
Arizona has a generous 1-year filing deadline. All employers with at least one employee must carry coverage. Benefits are 66.67% of average monthly wage.
Your Situation
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Your gross wages for the 13 weeks before injury, divided by 13. Include overtime, bonuses, and tips if they were regular.
Arizona Workers' Comp Key Facts — 2026
| Maximum Weekly Benefit | $793/week |
| Minimum Weekly Benefit | $211/week |
| Benefit Rate | 66.7% of AWW |
| Waiting Period | 7 days |
| Retroactive After | 14 days |
| Filing Deadline | 365 days from injury |
| Max Duration (TTD) | 104 weeks |
| State Average Weekly Wage | $1,055/week |
| WC Board Phone | 1-602-542-4661 |
Source: Arizona Workers' Compensation Board. Rates effective 2026.
Workers' Compensation in Arizona: Key Numbers for 2026
State Avg Weekly Wage
$1,055
Max Weekly Benefit
$793
Benefit Rate
66.7%
Max Duration
104w
Common Workplace Injuries in Arizona — Average Compensation
Based on Arizona's average weekly wage of $1,055 and the state's 66.7% benefit rate, here are estimated compensation ranges for the most common workplace injuries:
| Injury Type | Avg Medical Cost | Avg Lost Wages | Typical Total |
|---|---|---|---|
| Back / Spine Injury | $14,578 | $21,101 | $35,679 |
| Shoulder Injury | $11,893 | $15,474 | $27,367 |
| Knee Injury | $10,358 | $12,661 | $23,019 |
| Neck / Whiplash | $8,824 | $11,254 | $20,078 |
| Carpal Tunnel / Wrist | $5,371 | $7,737 | $13,108 |
| Fracture (Arm/Leg) | $7,097 | $9,847 | $16,944 |
| Head / Concussion | $13,235 | $16,881 | $30,116 |
Estimates based on Arizona 2026 workers' comp benefit rate (66.7% of AWW, capped at $793/week) and NCCI injury cost data. Actual compensation varies based on injury severity, impairment rating, and medical documentation.
How Much is Workers' Comp in Arizona?
In Arizona, workers' comp pays 66.7% of your average weekly wage, up to a maximum of $793/week. The minimum weekly benefit is $211/week.Arizona has a 7-day waiting period before benefits begin, and TTD benefits can last up to 104 weeks.
Arizona Workers' Compensation Rates 2026
Workers' comp insurance rates in Arizona vary by industry and job classification. Here are estimated rates per $100 of payroll:
| Job Category | Rate per $100 Payroll |
|---|---|
| Office / Clerical | $0.25 |
| Restaurant / Food Service | $1.50 |
| Healthcare / Nursing | $1.75 |
| Manufacturing | $2.50 |
| Trucking / Delivery | $4.50 |
| Construction (General) | $6.50 |
| Roofing | $12.00 |
Rates are estimates and vary by insurer, experience modifier, and specific classification code. Contact your insurance carrier for exact quotes.
How Much Does Workers Comp Cost Employers in Arizona?
The cost of workers compensation insurance in Arizona depends on three factors: your industry class code, your total annual payroll, and your experience modification rate. Here's what typical Arizona businesses pay annually for $100,000 in payroll:
| Industry | Annual Cost per $100K Payroll |
|---|---|
| Office / Clerical | $340 |
| Retail / Sales | $820 |
| Restaurant / Food Service | $1,440 |
| Healthcare | $1,680 |
| Manufacturing | $2,690 |
| Warehouse / Logistics | $3,690 |
| Construction (General) | $5,280 |
| Roofing (Highest Class) | $11,990 |
*Per-employee estimate based on Arizona's average weekly wage of $1,055. Your actual cost varies by carrier, experience modifier, and specific class code.
Need an exact quote? Our workers comp insurance cost calculator estimates your premium based on state, industry, payroll, employee count, and experience modifier.
How Workers' Comp Benefits Are Calculated in Arizona
In Arizona, workers' comp benefits are 66.67% of your average monthly wage, divided into weekly payments. The maximum weekly benefit is $793 and the minimum is $211. If you earn $1,200 per week ($5,200 per month), your calculated benefit would be $5,200 x 66.67% / 4.33 = about $800 per week. However, since Arizona caps benefits at $793, you would receive $793 per week.
Arizona has a 7-day waiting period before benefits begin. If your disability lasts more than 14 days, you will be paid retroactively for those first 7 days. Benefits can continue for up to 104 weeks for temporary total disability.
One big advantage in Arizona is the generous filing deadline. You have up to 1 year (365 days) to file your claim, which is longer than many other states. Workers' comp benefits in Arizona are tax-free, so your $793 weekly check is all yours.
Arizona Workers' Comp Laws You Must Know
- •All employers in Arizona with at least 1 employee are required to carry workers' comp insurance.
- •Arizona has a 1-year statute of limitations for filing a workers' comp claim, one of the more generous deadlines.
- •After the initial visit, Arizona workers can choose their own treating physician.
- •The maximum weekly TTD benefit in Arizona is $793, based on a percentage of the statewide average monthly wage.
- •Arizona law prohibits employers from retaliating against employees who file workers' comp claims.
- •Permanent impairment benefits in Arizona are based on scheduled body part values set by law.
- •Arizona requires employers to post workers' comp coverage information in the workplace.
How to File a Workers' Comp Claim in Arizona
- 1Report your injury to your employer as soon as possible. Arizona gives you up to 1 year, but reporting quickly strengthens your claim.
- 2Get medical treatment right away. Your employer may direct the first visit, but after that you can choose your own doctor in Arizona.
- 3Your employer is required to file a report with their insurance carrier and the Industrial Commission of Arizona (ICA).
- 4The insurance company will investigate and issue a decision. If approved, you will start receiving benefits after the 7-day waiting period.
- 5If your claim is denied, you can file a Request for Hearing with the ICA. You can reach them at 1-602-542-4661.
- 6Keep all documentation of your medical treatment, work restrictions, and communications with your employer and the insurance company.
Need help filing? Visit the Arizona Workers' Comp Board or call 1-602-542-4661 for assistance.
Special Rules in Arizona
- ⚠All employers with 1+ employee must have coverage
- ⚠1-year statute of limitations for filing
- ⚠Worker can choose their own doctor after initial visit
Average Workers' Comp Settlement in Arizona
Settlement amounts in Arizona vary widely based on injury severity, disability rating, and medical costs. Workers with minor sprains typically settle for $10,000–$30,000, while those with herniated discs or surgical injuries can receive $50,000–$200,000 or more. Use our settlement calculator to estimate your specific case.
Related Resources
Settlement Calculator
Estimate your workers' comp settlement amount
Average Settlement Amounts
See average settlements by injury type and state
How Benefits Are Calculated
Step-by-step formula with examples
Claim Denied?
What to do if your workers' comp is denied
Last updated: April 2026. Data sourced from the Arizona Workers' Compensation Board.
Find a Workers' Comp Attorney in Arizona
Need Legal Help With Your Arizona Claim?
If your claim was denied, your employer is disputing your injury, or you need help negotiating a fair settlement, a workers' comp attorney can help. Most offer free consultations and work on contingency — you pay nothing unless you win.
External link to Avvo attorney directory. WorkCompCalc does not endorse or recommend specific attorneys. Always research and interview attorneys before hiring.
Arizona Workers' Comp FAQ
Arizona has a generous 1-year filing deadline. All employers with at least one employee must carry coverage. Benefits are 66.67% of average monthly wage.
Workers' Comp in Nearby States
Legal Disclaimer
This calculator provides estimates only and is not legal advice. Workers' compensation laws and benefit amounts in Arizona change frequently. Consult a licensed workers' compensation attorney in Arizona for advice about your specific situation. Actual benefits depend on your employer's insurance carrier, the nature of your injury, and state law. Data sourced from the Arizona Workers' Compensation Board. Last updated: January 2026.
Medical disclaimer: Information on this page is for educational purposes only. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.