New Hampshire Workers' Comp Benefits Calculator 2026
Injured at work in New Hampshire? You may be entitled to workers' compensation benefits. New Hampshire pays 60.0% of your average weekly wage as a weekly benefit, up to a maximum of $2,382/week. Use our free calculator below to estimate your weekly workers' comp benefit in 60 seconds — no email required.
New Hampshire has one of the highest maximum weekly benefits at $2,382/week (200% of SAWW). Benefits are 60% of AWW.
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Your gross wages for the 13 weeks before injury, divided by 13. Include overtime, bonuses, and tips if they were regular.
New Hampshire Workers' Comp Key Facts — 2026
| Maximum Weekly Benefit | $2,382/week |
| Minimum Weekly Benefit | $238/week |
| Benefit Rate | 60.0% of AWW |
| Waiting Period | 3 days |
| Retroactive After | 14 days |
| Filing Deadline | 730 days from injury |
| Max Duration (TTD) | 260 weeks |
| State Average Weekly Wage | $1,191/week |
| WC Board Phone | 1-603-271-3176 |
Source: New Hampshire Workers' Compensation Board. Rates effective 2026.
Workers' Compensation in New Hampshire: Key Numbers for 2026
State Avg Weekly Wage
$1,191
Max Weekly Benefit
$2,382
Benefit Rate
60.0%
Max Duration
260w
Common Workplace Injuries in New Hampshire — Average Compensation
Based on New Hampshire's average weekly wage of $1,191 and the state's 60.0% benefit rate, here are estimated compensation ranges for the most common workplace injuries:
| Injury Type | Avg Medical Cost | Avg Lost Wages | Typical Total |
|---|---|---|---|
| Back / Spine Injury | $16,457 | $21,438 | $37,895 |
| Shoulder Injury | $13,426 | $15,721 | $29,147 |
| Knee Injury | $11,693 | $12,863 | $24,556 |
| Neck / Whiplash | $9,961 | $11,434 | $21,395 |
| Carpal Tunnel / Wrist | $6,063 | $7,861 | $13,924 |
| Fracture (Arm/Leg) | $8,012 | $10,004 | $18,016 |
| Head / Concussion | $14,942 | $17,150 | $32,092 |
Estimates based on New Hampshire 2026 workers' comp benefit rate (60.0% of AWW, capped at $2,382/week) and NCCI injury cost data. Actual compensation varies based on injury severity, impairment rating, and medical documentation.
How Much is Workers' Comp in New Hampshire?
In New Hampshire, workers' comp pays 60.0% of your average weekly wage, up to a maximum of $2,382/week. The minimum weekly benefit is $238/week.New Hampshire has a 3-day waiting period before benefits begin, and TTD benefits can last up to 260 weeks.
New Hampshire Workers' Compensation Rates 2026
Workers' comp insurance rates in New Hampshire vary by industry and job classification. Here are estimated rates per $100 of payroll:
| Job Category | Rate per $100 Payroll |
|---|---|
| Office / Clerical | $0.25 |
| Restaurant / Food Service | $1.50 |
| Healthcare / Nursing | $1.75 |
| Manufacturing | $2.50 |
| Trucking / Delivery | $4.50 |
| Construction (General) | $6.50 |
| Roofing | $12.00 |
Rates are estimates and vary by insurer, experience modifier, and specific classification code. Contact your insurance carrier for exact quotes.
How Much Does Workers Comp Cost Employers in New Hampshire?
The cost of workers compensation insurance in New Hampshire depends on three factors: your industry class code, your total annual payroll, and your experience modification rate. Here's what typical New Hampshire businesses pay annually for $100,000 in payroll:
| Industry | Annual Cost per $100K Payroll |
|---|---|
| Office / Clerical | $380 |
| Retail / Sales | $920 |
| Restaurant / Food Service | $1,620 |
| Healthcare | $1,890 |
| Manufacturing | $3,030 |
| Warehouse / Logistics | $4,170 |
| Construction (General) | $5,960 |
| Roofing (Highest Class) | $13,530 |
*Per-employee estimate based on New Hampshire's average weekly wage of $1,191. Your actual cost varies by carrier, experience modifier, and specific class code.
Need an exact quote? Our workers comp insurance cost calculator estimates your premium based on state, industry, payroll, employee count, and experience modifier.
How Workers' Comp Benefits Are Calculated in New Hampshire
In New Hampshire, workers' comp benefits are 60% of your gross average weekly wage. What makes New Hampshire unique is its extremely high maximum weekly benefit of $2,382 -- set at 200% of the statewide average weekly wage -- one of the highest ceilings in the nation. The minimum is $238. If you earn $1,200 per week, your benefit would be $1,200 x 60% = $720 per week.
New Hampshire has a 3-day waiting period. If your disability lasts more than 14 days, those 3 days are paid retroactively. Temporary total disability benefits can last up to 260 weeks (5 years).
Despite the 60% rate being lower than some states, New Hampshire's very high maximum means higher-earning workers receive far more than in states with lower caps. Benefits are tax-free.
New Hampshire Workers' Comp Laws You Must Know
- •All employers in New Hampshire must carry workers' comp insurance.
- •The maximum weekly benefit of $2,382 is 200% of SAWW, one of the highest in the nation.
- •New Hampshire pays 60% of gross average weekly wage.
- •Employees in New Hampshire can choose their own treating physician.
- •New Hampshire has a 2-year statute of limitations for filing claims.
- •TTD benefits can last up to 260 weeks (5 years).
- •Employers cannot retaliate against workers who file claims in New Hampshire.
How to File a Workers' Comp Claim in New Hampshire
- 1Report your injury to your employer as soon as possible.
- 2See a doctor of your choosing. New Hampshire allows you to pick your own physician.
- 3Your employer must file a First Report of Injury with the New Hampshire Department of Labor.
- 4The insurer will accept or deny the claim. Benefits start after the 3-day waiting period.
- 5If denied, contact the New Hampshire Department of Labor at 1-603-271-3176.
Need help filing? Visit the New Hampshire Workers' Comp Board or call 1-603-271-3176 for assistance.
Special Rules in New Hampshire
- ⚠60% of gross average weekly wage
- ⚠Maximum is 200% of SAWW — very high ceiling
- ⚠All employers must carry coverage
- ⚠Employee can choose own doctor
Average Workers' Comp Settlement in New Hampshire
Settlement amounts in New Hampshire vary widely based on injury severity, disability rating, and medical costs. Workers with minor sprains typically settle for $10,000–$30,000, while those with herniated discs or surgical injuries can receive $50,000–$200,000 or more. Use our settlement calculator to estimate your specific case.
Related Resources
Settlement Calculator
Estimate your workers' comp settlement amount
Average Settlement Amounts
See average settlements by injury type and state
How Benefits Are Calculated
Step-by-step formula with examples
Claim Denied?
What to do if your workers' comp is denied
Last updated: April 2026. Data sourced from the New Hampshire Workers' Compensation Board.
Find a Workers' Comp Attorney in New Hampshire
Need Legal Help With Your New Hampshire Claim?
If your claim was denied, your employer is disputing your injury, or you need help negotiating a fair settlement, a workers' comp attorney can help. Most offer free consultations and work on contingency — you pay nothing unless you win.
External link to Avvo attorney directory. WorkCompCalc does not endorse or recommend specific attorneys. Always research and interview attorneys before hiring.
New Hampshire Workers' Comp FAQ
New Hampshire has one of the highest maximum weekly benefits at $2,382/week (200% of SAWW). Benefits are 60% of AWW.
Workers' Comp in Nearby States
Legal Disclaimer
This calculator provides estimates only and is not legal advice. Workers' compensation laws and benefit amounts in New Hampshire change frequently. Consult a licensed workers' compensation attorney in New Hampshire for advice about your specific situation. Actual benefits depend on your employer's insurance carrier, the nature of your injury, and state law. Data sourced from the New Hampshire Workers' Compensation Board. Last updated: January 2026.
Medical disclaimer: Information on this page is for educational purposes only. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.