Oregon Workers' Comp Benefits Calculator 2026
Injured at work in Oregon? You may be entitled to workers' compensation benefits. Oregon pays 66.7% of your average weekly wage as a weekly benefit, up to a maximum of $1,776/week. Use our free calculator below to estimate your weekly workers' comp benefit in 60 seconds — no email required.
Oregon has one of the highest maximum weekly benefits. All employers must carry coverage. The state has strong worker protections.
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Optional — helps calculate your waiting period start date.
Your gross wages for the 13 weeks before injury, divided by 13. Include overtime, bonuses, and tips if they were regular.
Oregon Workers' Comp Key Facts — 2026
| Maximum Weekly Benefit | $1,776/week |
| Minimum Weekly Benefit | $355/week |
| Benefit Rate | 66.7% of AWW |
| Waiting Period | 3 days |
| Retroactive After | 14 days |
| Filing Deadline | 365 days from injury |
| Max Duration (TTD) | 104 weeks |
| State Average Weekly Wage | $1,183/week |
| WC Board Phone | 1-503-947-7810 |
Source: Oregon Workers' Compensation Board. Rates effective 2026.
Workers' Compensation in Oregon: Key Numbers for 2026
State Avg Weekly Wage
$1,183
Max Weekly Benefit
$1,776
Benefit Rate
66.7%
Max Duration
104w
Common Workplace Injuries in Oregon — Average Compensation
Based on Oregon's average weekly wage of $1,183 and the state's 66.7% benefit rate, here are estimated compensation ranges for the most common workplace injuries:
| Injury Type | Avg Medical Cost | Avg Lost Wages | Typical Total |
|---|---|---|---|
| Back / Spine Injury | $16,347 | $23,661 | $40,008 |
| Shoulder Injury | $13,336 | $17,352 | $30,688 |
| Knee Injury | $11,615 | $14,197 | $25,812 |
| Neck / Whiplash | $9,894 | $12,619 | $22,513 |
| Carpal Tunnel / Wrist | $6,023 | $8,676 | $14,699 |
| Fracture (Arm/Leg) | $7,958 | $11,042 | $19,000 |
| Head / Concussion | $14,841 | $18,929 | $33,770 |
Estimates based on Oregon 2026 workers' comp benefit rate (66.7% of AWW, capped at $1,776/week) and NCCI injury cost data. Actual compensation varies based on injury severity, impairment rating, and medical documentation.
How Much is Workers' Comp in Oregon?
In Oregon, workers' comp pays 66.7% of your average weekly wage, up to a maximum of $1,776/week. The minimum weekly benefit is $355/week.Oregon has a 3-day waiting period before benefits begin, and TTD benefits can last up to 104 weeks.
Oregon Workers' Compensation Rates 2026
Workers' comp insurance rates in Oregon vary by industry and job classification. Here are estimated rates per $100 of payroll:
| Job Category | Rate per $100 Payroll |
|---|---|
| Office / Clerical | $0.25 |
| Restaurant / Food Service | $1.50 |
| Healthcare / Nursing | $1.75 |
| Manufacturing | $2.50 |
| Trucking / Delivery | $4.50 |
| Construction (General) | $6.50 |
| Roofing | $12.00 |
Rates are estimates and vary by insurer, experience modifier, and specific classification code. Contact your insurance carrier for exact quotes.
How Much Does Workers Comp Cost Employers in Oregon?
The cost of workers compensation insurance in Oregon depends on three factors: your industry class code, your total annual payroll, and your experience modification rate. Here's what typical Oregon businesses pay annually for $100,000 in payroll:
| Industry | Annual Cost per $100K Payroll |
|---|---|
| Office / Clerical | $380 |
| Retail / Sales | $910 |
| Restaurant / Food Service | $1,610 |
| Healthcare | $1,880 |
| Manufacturing | $3,010 |
| Warehouse / Logistics | $4,140 |
| Construction (General) | $5,920 |
| Roofing (Highest Class) | $13,440 |
*Per-employee estimate based on Oregon's average weekly wage of $1,183. Your actual cost varies by carrier, experience modifier, and specific class code.
Need an exact quote? Our workers comp insurance cost calculator estimates your premium based on state, industry, payroll, employee count, and experience modifier.
How Workers' Comp Benefits Are Calculated in Oregon
In Oregon, workers' comp benefits are 66.67% of your average weekly wage. Oregon has one of the highest maximum weekly benefits in the country at $1,776, with a minimum of $355. If you earn $1,200 per week, your benefit would be $1,200 x 66.67% = $800 per week, well under the generous Oregon cap.
Oregon has a 3-day waiting period. If your disability lasts more than 14 days, those 3 days are paid retroactively. TTD benefits last up to 104 weeks.
Oregon is known for strong worker protections, including robust anti-retaliation laws. The state's high maximum benefit means even high earners receive meaningful benefits. All workers' comp benefits in Oregon are tax-free.
Oregon Workers' Comp Laws You Must Know
- •All employers in Oregon must carry workers' comp insurance.
- •Oregon has one of the highest maximum weekly benefits at $1,776.
- •Employees in Oregon can choose their own treating physician.
- •Oregon has a 1-year statute of limitations for filing claims.
- •Oregon provides strong anti-retaliation protections for injured workers.
- •Benefits are 66.67% of AWW.
- •Oregon covers both workplace injuries and occupational diseases.
How to File a Workers' Comp Claim in Oregon
- 1Report your injury to your employer as soon as possible. Oregon requires timely reporting.
- 2See a doctor of your choosing. Oregon allows you to pick your own physician.
- 3File a workers' comp claim using Form 801 with your employer. Your employer must forward it to their insurer.
- 4The insurer has 60 days to accept or deny the claim. Benefits start after the 3-day waiting period.
- 5If denied, you can request a hearing with the Oregon Workers' Compensation Board at 1-503-947-7810.
Need help filing? Visit the Oregon Workers' Comp Board or call 1-503-947-7810 for assistance.
Special Rules in Oregon
- ⚠All employers must carry coverage
- ⚠Employee can choose own doctor
- ⚠1-year statute of limitations
- ⚠Strong anti-retaliation protections
Average Workers' Comp Settlement in Oregon
Settlement amounts in Oregon vary widely based on injury severity, disability rating, and medical costs. Workers with minor sprains typically settle for $10,000–$30,000, while those with herniated discs or surgical injuries can receive $50,000–$200,000 or more. Use our settlement calculator to estimate your specific case.
Related Resources
Settlement Calculator
Estimate your workers' comp settlement amount
Average Settlement Amounts
See average settlements by injury type and state
How Benefits Are Calculated
Step-by-step formula with examples
Claim Denied?
What to do if your workers' comp is denied
Last updated: April 2026. Data sourced from the Oregon Workers' Compensation Board.
Find a Workers' Comp Attorney in Oregon
Need Legal Help With Your Oregon Claim?
If your claim was denied, your employer is disputing your injury, or you need help negotiating a fair settlement, a workers' comp attorney can help. Most offer free consultations and work on contingency — you pay nothing unless you win.
External link to Avvo attorney directory. WorkCompCalc does not endorse or recommend specific attorneys. Always research and interview attorneys before hiring.
Oregon Workers' Comp FAQ
Oregon has one of the highest maximum weekly benefits. All employers must carry coverage. The state has strong worker protections.
Workers' Comp in Nearby States
Legal Disclaimer
This calculator provides estimates only and is not legal advice. Workers' compensation laws and benefit amounts in Oregon change frequently. Consult a licensed workers' compensation attorney in Oregon for advice about your specific situation. Actual benefits depend on your employer's insurance carrier, the nature of your injury, and state law. Data sourced from the Oregon Workers' Compensation Board. Last updated: January 2026.
Medical disclaimer: Information on this page is for educational purposes only. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.