Oklahoma Workers' Comp Benefits Calculator 2026
Injured at work in Oklahoma? You may be entitled to workers' compensation benefits. Oklahoma pays 70.0% of your average weekly wage as a weekly benefit, up to a maximum of $836/week. Use our free calculator below to estimate your weekly workers' comp benefit in 60 seconds — no email required.
Oklahoma pays 70% of average weekly wage, above the national average. All employers with 1+ employees must carry coverage.
Your Situation
Tell us about your state and wages to calculate your benefits.
Optional — helps calculate your waiting period start date.
Your gross wages for the 13 weeks before injury, divided by 13. Include overtime, bonuses, and tips if they were regular.
Oklahoma Workers' Comp Key Facts — 2026
| Maximum Weekly Benefit | $836/week |
| Minimum Weekly Benefit | $167/week |
| Benefit Rate | 70.0% of AWW |
| Waiting Period | 3 days |
| Retroactive After | 10 days |
| Filing Deadline | 365 days from injury |
| Max Duration (TTD) | 104 weeks |
| State Average Weekly Wage | $836/week |
| WC Board Phone | 1-405-522-8600 |
Source: Oklahoma Workers' Compensation Board. Rates effective 2026.
Workers' Compensation in Oklahoma: Key Numbers for 2026
State Avg Weekly Wage
$836
Max Weekly Benefit
$836
Benefit Rate
70.0%
Max Duration
104w
Common Workplace Injuries in Oklahoma — Average Compensation
Based on Oklahoma's average weekly wage of $836 and the state's 70.0% benefit rate, here are estimated compensation ranges for the most common workplace injuries:
| Injury Type | Avg Medical Cost | Avg Lost Wages | Typical Total |
|---|---|---|---|
| Back / Spine Injury | $11,552 | $17,556 | $29,108 |
| Shoulder Injury | $9,424 | $12,874 | $22,298 |
| Knee Injury | $8,208 | $10,534 | $18,742 |
| Neck / Whiplash | $6,992 | $9,363 | $16,355 |
| Carpal Tunnel / Wrist | $4,256 | $6,437 | $10,693 |
| Fracture (Arm/Leg) | $5,624 | $8,193 | $13,817 |
| Head / Concussion | $10,488 | $14,045 | $24,533 |
Estimates based on Oklahoma 2026 workers' comp benefit rate (70.0% of AWW, capped at $836/week) and NCCI injury cost data. Actual compensation varies based on injury severity, impairment rating, and medical documentation.
How Much is Workers' Comp in Oklahoma?
In Oklahoma, workers' comp pays 70.0% of your average weekly wage, up to a maximum of $836/week. The minimum weekly benefit is $167/week.Oklahoma has a 3-day waiting period before benefits begin, and TTD benefits can last up to 104 weeks.
Oklahoma Workers' Compensation Rates 2026
Workers' comp insurance rates in Oklahoma vary by industry and job classification. Here are estimated rates per $100 of payroll:
| Job Category | Rate per $100 Payroll |
|---|---|
| Office / Clerical | $0.25 |
| Restaurant / Food Service | $1.50 |
| Healthcare / Nursing | $1.75 |
| Manufacturing | $2.50 |
| Trucking / Delivery | $4.50 |
| Construction (General) | $6.50 |
| Roofing | $12.00 |
Rates are estimates and vary by insurer, experience modifier, and specific classification code. Contact your insurance carrier for exact quotes.
How Much Does Workers Comp Cost Employers in Oklahoma?
The cost of workers compensation insurance in Oklahoma depends on three factors: your industry class code, your total annual payroll, and your experience modification rate. Here's what typical Oklahoma businesses pay annually for $100,000 in payroll:
| Industry | Annual Cost per $100K Payroll |
|---|---|
| Office / Clerical | $270 |
| Retail / Sales | $650 |
| Restaurant / Food Service | $1,140 |
| Healthcare | $1,330 |
| Manufacturing | $2,130 |
| Warehouse / Logistics | $2,930 |
| Construction (General) | $4,180 |
| Roofing (Highest Class) | $9,500 |
*Per-employee estimate based on Oklahoma's average weekly wage of $836. Your actual cost varies by carrier, experience modifier, and specific class code.
Need an exact quote? Our workers comp insurance cost calculator estimates your premium based on state, industry, payroll, employee count, and experience modifier.
How Workers' Comp Benefits Are Calculated in Oklahoma
In Oklahoma, workers' comp benefits are 70% of your average weekly wage, above the national standard. The maximum weekly benefit is $836 and the minimum is $167. If you earn $1,200 per week, your benefit would be $1,200 x 70% = $840. Since $840 slightly exceeds the Oklahoma maximum of $836, you would receive $836 per week.
Oklahoma has a 3-day waiting period. If your disability lasts more than 10 days, those first 3 days are paid retroactively. TTD benefits last up to 104 weeks.
Oklahoma's 70% benefit rate is higher than the 66.67% used by most states, though the maximum is relatively modest. Benefits are tax-free.
Oklahoma Workers' Comp Laws You Must Know
- •All employers in Oklahoma with 1 or more employees must carry workers' comp insurance.
- •Oklahoma pays 70% of average weekly wage, above the national average.
- •In Oklahoma, the employer selects the treating physician.
- •Oklahoma has a 1-year statute of limitations for filing claims.
- •Benefits are capped at $836 per week.
- •Oklahoma uses an administrative system for claims, not the court system.
- •Employers cannot retaliate against workers who file claims in Oklahoma.
How to File a Workers' Comp Claim in Oklahoma
- 1Report your injury to your employer as soon as possible. Oklahoma requires timely notification.
- 2See the doctor selected by your employer. Oklahoma gives employers the right to direct medical care.
- 3Your employer must file a report with their insurer and the Oklahoma Workers' Compensation Commission.
- 4The insurer will accept or deny the claim. Benefits start after the 3-day waiting period.
- 5If denied, file a claim with the Oklahoma Workers' Compensation Commission at 1-405-522-8600.
Need help filing? Visit the Oklahoma Workers' Comp Board or call 1-405-522-8600 for assistance.
Special Rules in Oklahoma
- ⚠70% of average weekly wage
- ⚠All employers must carry coverage
- ⚠Employer selects treating physician
- ⚠1-year statute of limitations
Average Workers' Comp Settlement in Oklahoma
Settlement amounts in Oklahoma vary widely based on injury severity, disability rating, and medical costs. Workers with minor sprains typically settle for $10,000–$30,000, while those with herniated discs or surgical injuries can receive $50,000–$200,000 or more. Use our settlement calculator to estimate your specific case.
Related Resources
Settlement Calculator
Estimate your workers' comp settlement amount
Average Settlement Amounts
See average settlements by injury type and state
How Benefits Are Calculated
Step-by-step formula with examples
Claim Denied?
What to do if your workers' comp is denied
Last updated: April 2026. Data sourced from the Oklahoma Workers' Compensation Board.
Find a Workers' Comp Attorney in Oklahoma
Need Legal Help With Your Oklahoma Claim?
If your claim was denied, your employer is disputing your injury, or you need help negotiating a fair settlement, a workers' comp attorney can help. Most offer free consultations and work on contingency — you pay nothing unless you win.
External link to Avvo attorney directory. WorkCompCalc does not endorse or recommend specific attorneys. Always research and interview attorneys before hiring.
Oklahoma Workers' Comp FAQ
Oklahoma pays 70% of average weekly wage, above the national average. All employers with 1+ employees must carry coverage.
Workers' Comp in Nearby States
Legal Disclaimer
This calculator provides estimates only and is not legal advice. Workers' compensation laws and benefit amounts in Oklahoma change frequently. Consult a licensed workers' compensation attorney in Oklahoma for advice about your specific situation. Actual benefits depend on your employer's insurance carrier, the nature of your injury, and state law. Data sourced from the Oklahoma Workers' Compensation Board. Last updated: January 2026.
Medical disclaimer: Information on this page is for educational purposes only. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.