Hawaii Workers' Comp Benefits Calculator 2026
Injured at work in Hawaii? You may be entitled to workers' compensation benefits. Hawaii pays 66.7% of your average weekly wage as a weekly benefit, up to a maximum of $993/week. Use our free calculator below to estimate your weekly workers' comp benefit in 60 seconds — no email required.
Hawaii has a comprehensive workers' comp system covering nearly all employees. Benefits are 66.67% of AWW with a 2-year filing deadline.
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Optional — helps calculate your waiting period start date.
Your gross wages for the 13 weeks before injury, divided by 13. Include overtime, bonuses, and tips if they were regular.
Hawaii Workers' Comp Key Facts — 2026
| Maximum Weekly Benefit | $993/week |
| Minimum Weekly Benefit | $249/week |
| Benefit Rate | 66.7% of AWW |
| Waiting Period | 3 days |
| Retroactive After | 14 days |
| Filing Deadline | 730 days from injury |
| Max Duration (TTD) | 104 weeks |
| State Average Weekly Wage | $1,148/week |
| WC Board Phone | 1-808-586-9161 |
Source: Hawaii Workers' Compensation Board. Rates effective 2026.
Workers' Compensation in Hawaii: Key Numbers for 2026
State Avg Weekly Wage
$1,148
Max Weekly Benefit
$993
Benefit Rate
66.7%
Max Duration
104w
Common Workplace Injuries in Hawaii — Average Compensation
Based on Hawaii's average weekly wage of $1,148 and the state's 66.7% benefit rate, here are estimated compensation ranges for the most common workplace injuries:
| Injury Type | Avg Medical Cost | Avg Lost Wages | Typical Total |
|---|---|---|---|
| Back / Spine Injury | $15,863 | $22,961 | $38,824 |
| Shoulder Injury | $12,941 | $16,838 | $29,779 |
| Knee Injury | $11,271 | $13,777 | $25,048 |
| Neck / Whiplash | $9,601 | $12,246 | $21,847 |
| Carpal Tunnel / Wrist | $5,844 | $8,419 | $14,263 |
| Fracture (Arm/Leg) | $7,723 | $10,715 | $18,438 |
| Head / Concussion | $14,402 | $18,369 | $32,771 |
Estimates based on Hawaii 2026 workers' comp benefit rate (66.7% of AWW, capped at $993/week) and NCCI injury cost data. Actual compensation varies based on injury severity, impairment rating, and medical documentation.
How Much is Workers' Comp in Hawaii?
In Hawaii, workers' comp pays 66.7% of your average weekly wage, up to a maximum of $993/week. The minimum weekly benefit is $249/week.Hawaii has a 3-day waiting period before benefits begin, and TTD benefits can last up to 104 weeks.
Hawaii Workers' Compensation Rates 2026
Workers' comp insurance rates in Hawaii vary by industry and job classification. Here are estimated rates per $100 of payroll:
| Job Category | Rate per $100 Payroll |
|---|---|
| Office / Clerical | $0.25 |
| Restaurant / Food Service | $1.50 |
| Healthcare / Nursing | $1.75 |
| Manufacturing | $2.50 |
| Trucking / Delivery | $4.50 |
| Construction (General) | $6.50 |
| Roofing | $12.00 |
Rates are estimates and vary by insurer, experience modifier, and specific classification code. Contact your insurance carrier for exact quotes.
How Much Does Workers Comp Cost Employers in Hawaii?
The cost of workers compensation insurance in Hawaii depends on three factors: your industry class code, your total annual payroll, and your experience modification rate. Here's what typical Hawaii businesses pay annually for $100,000 in payroll:
| Industry | Annual Cost per $100K Payroll |
|---|---|
| Office / Clerical | $370 |
| Retail / Sales | $890 |
| Restaurant / Food Service | $1,570 |
| Healthcare | $1,830 |
| Manufacturing | $2,920 |
| Warehouse / Logistics | $4,020 |
| Construction (General) | $5,740 |
| Roofing (Highest Class) | $13,050 |
*Per-employee estimate based on Hawaii's average weekly wage of $1,148. Your actual cost varies by carrier, experience modifier, and specific class code.
Need an exact quote? Our workers comp insurance cost calculator estimates your premium based on state, industry, payroll, employee count, and experience modifier.
How Workers' Comp Benefits Are Calculated in Hawaii
In Hawaii, workers' comp benefits are 66.67% of your average weekly wage. The maximum weekly benefit is $993 and the minimum is $249. If you earn $1,200 per week, your benefit would be $1,200 x 66.67% = $800 per week, which is within the Hawaii benefit range.
Hawaii has a 3-day waiting period. If your disability lasts more than 14 days, those first 3 days are paid retroactively. Temporary total disability benefits can continue for up to 104 weeks.
Hawaii has a comprehensive workers' comp system that covers nearly all employees. The state also provides vocational rehabilitation services to help you get back to work. Workers' comp benefits in Hawaii are tax-free.
Hawaii Workers' Comp Laws You Must Know
- •Almost all employers in Hawaii must carry workers' comp insurance, with very few exceptions.
- •Hawaii has a 2-year statute of limitations for filing workers' comp claims.
- •Employees in Hawaii can choose their own treating physician.
- •Benefits are 66.67% of your AWW, up to $993 per week.
- •Hawaii provides vocational rehabilitation services for injured workers.
- •Employers cannot discriminate against employees who file workers' comp claims.
- •Hawaii covers both physical injuries and occupational diseases under workers' comp.
How to File a Workers' Comp Claim in Hawaii
- 1Report your injury to your employer as soon as possible after the accident.
- 2Seek medical treatment from a doctor of your choice. Hawaii allows you to pick your own physician.
- 3Your employer must file a report with their insurance carrier and the Hawaii Disability Compensation Division.
- 4The insurance company will review and accept or deny the claim. Benefits begin after the 3-day waiting period.
- 5If denied, you can request a hearing with the Hawaii Department of Labor and Industrial Relations. Call 1-808-586-9161.
- 6Keep records of all medical treatments, prescriptions, and missed work days.
Need help filing? Visit the Hawaii Workers' Comp Board or call 1-808-586-9161 for assistance.
Special Rules in Hawaii
- ⚠Almost all employers must have coverage
- ⚠Employee may choose their own doctor
- ⚠2-year statute of limitations
- ⚠Vocational rehabilitation available
Average Workers' Comp Settlement in Hawaii
Settlement amounts in Hawaii vary widely based on injury severity, disability rating, and medical costs. Workers with minor sprains typically settle for $10,000–$30,000, while those with herniated discs or surgical injuries can receive $50,000–$200,000 or more. Use our settlement calculator to estimate your specific case.
Related Resources
Settlement Calculator
Estimate your workers' comp settlement amount
Average Settlement Amounts
See average settlements by injury type and state
How Benefits Are Calculated
Step-by-step formula with examples
Claim Denied?
What to do if your workers' comp is denied
Last updated: April 2026. Data sourced from the Hawaii Workers' Compensation Board.
Find a Workers' Comp Attorney in Hawaii
Need Legal Help With Your Hawaii Claim?
If your claim was denied, your employer is disputing your injury, or you need help negotiating a fair settlement, a workers' comp attorney can help. Most offer free consultations and work on contingency — you pay nothing unless you win.
External link to Avvo attorney directory. WorkCompCalc does not endorse or recommend specific attorneys. Always research and interview attorneys before hiring.
Hawaii Workers' Comp FAQ
Hawaii has a comprehensive workers' comp system covering nearly all employees. Benefits are 66.67% of AWW with a 2-year filing deadline.
Legal Disclaimer
This calculator provides estimates only and is not legal advice. Workers' compensation laws and benefit amounts in Hawaii change frequently. Consult a licensed workers' compensation attorney in Hawaii for advice about your specific situation. Actual benefits depend on your employer's insurance carrier, the nature of your injury, and state law. Data sourced from the Hawaii Workers' Compensation Board. Last updated: January 2026.
Medical disclaimer: Information on this page is for educational purposes only. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.