Utah Workers' Comp Benefits Calculator 2026
Injured at work in Utah? You may be entitled to workers' compensation benefits. Utah pays 66.7% of your average weekly wage as a weekly benefit, up to a maximum of $1,039/week. Use our free calculator below to estimate your weekly workers' comp benefit in 60 seconds — no email required.
Utah requires all employers to carry workers' comp. Benefits can last up to 312 weeks (6 years) for TTD.
Your Situation
Tell us about your state and wages to calculate your benefits.
Optional — helps calculate your waiting period start date.
Your gross wages for the 13 weeks before injury, divided by 13. Include overtime, bonuses, and tips if they were regular.
Utah Workers' Comp Key Facts — 2026
| Maximum Weekly Benefit | $1,039/week |
| Minimum Weekly Benefit | $208/week |
| Benefit Rate | 66.7% of AWW |
| Waiting Period | 3 days |
| Retroactive After | 14 days |
| Filing Deadline | 365 days from injury |
| Max Duration (TTD) | 312 weeks |
| State Average Weekly Wage | $1,039/week |
| WC Board Phone | 1-801-530-6800 |
Source: Utah Workers' Compensation Board. Rates effective 2026.
Workers' Compensation in Utah: Key Numbers for 2026
State Avg Weekly Wage
$1,039
Max Weekly Benefit
$1,039
Benefit Rate
66.7%
Max Duration
312w
Common Workplace Injuries in Utah — Average Compensation
Based on Utah's average weekly wage of $1,039 and the state's 66.7% benefit rate, here are estimated compensation ranges for the most common workplace injuries:
| Injury Type | Avg Medical Cost | Avg Lost Wages | Typical Total |
|---|---|---|---|
| Back / Spine Injury | $14,357 | $20,781 | $35,138 |
| Shoulder Injury | $11,712 | $15,239 | $26,951 |
| Knee Injury | $10,201 | $12,469 | $22,670 |
| Neck / Whiplash | $8,690 | $11,083 | $19,773 |
| Carpal Tunnel / Wrist | $5,289 | $7,620 | $12,909 |
| Fracture (Arm/Leg) | $6,990 | $9,698 | $16,688 |
| Head / Concussion | $13,035 | $16,625 | $29,660 |
Estimates based on Utah 2026 workers' comp benefit rate (66.7% of AWW, capped at $1,039/week) and NCCI injury cost data. Actual compensation varies based on injury severity, impairment rating, and medical documentation.
How Much is Workers' Comp in Utah?
In Utah, workers' comp pays 66.7% of your average weekly wage, up to a maximum of $1,039/week. The minimum weekly benefit is $208/week.Utah has a 3-day waiting period before benefits begin, and TTD benefits can last up to 312 weeks.
Utah Workers' Compensation Rates 2026
Workers' comp insurance rates in Utah vary by industry and job classification. Here are estimated rates per $100 of payroll:
| Job Category | Rate per $100 Payroll |
|---|---|
| Office / Clerical | $0.25 |
| Restaurant / Food Service | $1.50 |
| Healthcare / Nursing | $1.75 |
| Manufacturing | $2.50 |
| Trucking / Delivery | $4.50 |
| Construction (General) | $6.50 |
| Roofing | $12.00 |
Rates are estimates and vary by insurer, experience modifier, and specific classification code. Contact your insurance carrier for exact quotes.
How Much Does Workers Comp Cost Employers in Utah?
The cost of workers compensation insurance in Utah depends on three factors: your industry class code, your total annual payroll, and your experience modification rate. Here's what typical Utah businesses pay annually for $100,000 in payroll:
| Industry | Annual Cost per $100K Payroll |
|---|---|
| Office / Clerical | $330 |
| Retail / Sales | $800 |
| Restaurant / Food Service | $1,420 |
| Healthcare | $1,650 |
| Manufacturing | $2,640 |
| Warehouse / Logistics | $3,640 |
| Construction (General) | $5,200 |
| Roofing (Highest Class) | $11,810 |
*Per-employee estimate based on Utah's average weekly wage of $1,039. Your actual cost varies by carrier, experience modifier, and specific class code.
Need an exact quote? Our workers comp insurance cost calculator estimates your premium based on state, industry, payroll, employee count, and experience modifier.
How Workers' Comp Benefits Are Calculated in Utah
In Utah, workers' comp benefits are 66.67% of your average weekly wage. The maximum weekly benefit is $1,039 and the minimum is $208. If you earn $1,200 per week, your benefit would be $1,200 x 66.67% = $800 per week. This falls under the Utah cap.
Utah has a 3-day waiting period. If your disability lasts more than 14 days, those 3 days are paid retroactively. TTD benefits in Utah can last up to 312 weeks (6 years), which is longer than most states.
Utah's longer benefit duration helps workers with serious, long-term injuries. Workers' comp benefits in Utah are tax-free.
Utah Workers' Comp Laws You Must Know
- •All employers in Utah must carry workers' comp insurance.
- •Employees in Utah can choose their own treating physician.
- •Utah has a 1-year statute of limitations for filing claims.
- •TTD benefits in Utah can last up to 312 weeks (6 years).
- •Benefits are 66.67% of AWW, up to $1,039 per week.
- •Utah covers both workplace injuries and occupational diseases.
- •Employers cannot retaliate against workers who file claims in Utah.
How to File a Workers' Comp Claim in Utah
- 1Report your injury to your employer as soon as possible. Utah requires timely notification.
- 2See a doctor of your choosing. Utah allows you to pick your own physician.
- 3Your employer must file a First Report of Injury with the Utah Labor Commission.
- 4The insurer will accept or deny the claim. Benefits start after the 3-day waiting period.
- 5If denied, file an application for hearing with the Utah Labor Commission at 1-801-530-6800.
Need help filing? Visit the Utah Workers' Comp Board or call 1-801-530-6800 for assistance.
Special Rules in Utah
- ⚠All employers must carry coverage
- ⚠Employee can choose own doctor
- ⚠1-year statute of limitations
- ⚠Up to 312 weeks of TTD benefits
Average Workers' Comp Settlement in Utah
Settlement amounts in Utah vary widely based on injury severity, disability rating, and medical costs. Workers with minor sprains typically settle for $10,000–$30,000, while those with herniated discs or surgical injuries can receive $50,000–$200,000 or more. Use our settlement calculator to estimate your specific case.
Related Resources
Settlement Calculator
Estimate your workers' comp settlement amount
Average Settlement Amounts
See average settlements by injury type and state
How Benefits Are Calculated
Step-by-step formula with examples
Claim Denied?
What to do if your workers' comp is denied
Last updated: April 2026. Data sourced from the Utah Workers' Compensation Board.
Find a Workers' Comp Attorney in Utah
Need Legal Help With Your Utah Claim?
If your claim was denied, your employer is disputing your injury, or you need help negotiating a fair settlement, a workers' comp attorney can help. Most offer free consultations and work on contingency — you pay nothing unless you win.
External link to Avvo attorney directory. WorkCompCalc does not endorse or recommend specific attorneys. Always research and interview attorneys before hiring.
Utah Workers' Comp FAQ
Utah requires all employers to carry workers' comp. Benefits can last up to 312 weeks (6 years) for TTD.
Workers' Comp in Nearby States
Legal Disclaimer
This calculator provides estimates only and is not legal advice. Workers' compensation laws and benefit amounts in Utah change frequently. Consult a licensed workers' compensation attorney in Utah for advice about your specific situation. Actual benefits depend on your employer's insurance carrier, the nature of your injury, and state law. Data sourced from the Utah Workers' Compensation Board. Last updated: January 2026.
Medical disclaimer: Information on this page is for educational purposes only. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.