Georgia Workers' Comp Benefits Calculator 2026
Injured at work in Georgia? You may be entitled to workers' compensation benefits. Georgia pays 66.7% of your average weekly wage as a weekly benefit, up to a maximum of $875/week. Use our free calculator below to estimate your weekly workers' comp benefit in 60 seconds — no email required.
Georgia requires employers with 3+ employees to carry coverage. TTD benefits can last up to 400 weeks, one of the longest in the nation.
Your Situation
Tell us about your state and wages to calculate your benefits.
Optional — helps calculate your waiting period start date.
Your gross wages for the 13 weeks before injury, divided by 13. Include overtime, bonuses, and tips if they were regular.
Georgia Workers' Comp Key Facts — 2026
| Maximum Weekly Benefit | $875/week |
| Minimum Weekly Benefit | $50/week |
| Benefit Rate | 66.7% of AWW |
| Waiting Period | 7 days |
| Retroactive After | 21 days |
| Filing Deadline | 365 days from injury |
| Max Duration (TTD) | 400 weeks |
| State Average Weekly Wage | $875/week |
| WC Board Phone | 1-404-656-3818 |
Source: Georgia Workers' Compensation Board. Rates effective 2026.
Workers' Compensation in Georgia: Key Numbers for 2026
State Avg Weekly Wage
$875
Max Weekly Benefit
$875
Benefit Rate
66.7%
Max Duration
400w
Common Workplace Injuries in Georgia — Average Compensation
Based on Georgia's average weekly wage of $875 and the state's 66.7% benefit rate, here are estimated compensation ranges for the most common workplace injuries:
| Injury Type | Avg Medical Cost | Avg Lost Wages | Typical Total |
|---|---|---|---|
| Back / Spine Injury | $12,091 | $17,501 | $29,592 |
| Shoulder Injury | $9,864 | $12,834 | $22,698 |
| Knee Injury | $8,591 | $10,501 | $19,092 |
| Neck / Whiplash | $7,318 | $9,334 | $16,652 |
| Carpal Tunnel / Wrist | $4,455 | $6,417 | $10,872 |
| Fracture (Arm/Leg) | $5,886 | $8,167 | $14,053 |
| Head / Concussion | $10,977 | $14,001 | $24,978 |
Estimates based on Georgia 2026 workers' comp benefit rate (66.7% of AWW, capped at $875/week) and NCCI injury cost data. Actual compensation varies based on injury severity, impairment rating, and medical documentation.
How Much is Workers' Comp in Georgia?
In Georgia, workers' comp pays 66.7% of your average weekly wage, up to a maximum of $875/week. The minimum weekly benefit is $50/week.Georgia has a 7-day waiting period before benefits begin, and TTD benefits can last up to 400 weeks.
Georgia Workers' Compensation Rates 2026
Workers' comp insurance rates in Georgia vary by industry and job classification. Here are estimated rates per $100 of payroll:
| Job Category | Rate per $100 Payroll |
|---|---|
| Office / Clerical | $0.25 |
| Restaurant / Food Service | $1.50 |
| Healthcare / Nursing | $1.75 |
| Manufacturing | $2.50 |
| Trucking / Delivery | $4.50 |
| Construction (General) | $6.50 |
| Roofing | $12.00 |
Rates are estimates and vary by insurer, experience modifier, and specific classification code. Contact your insurance carrier for exact quotes.
How Much Does Workers Comp Cost Employers in Georgia?
The cost of workers compensation insurance in Georgia depends on three factors: your industry class code, your total annual payroll, and your experience modification rate. Here's what typical Georgia businesses pay annually for $100,000 in payroll:
| Industry | Annual Cost per $100K Payroll |
|---|---|
| Office / Clerical | $280 |
| Retail / Sales | $680 |
| Restaurant / Food Service | $1,190 |
| Healthcare | $1,390 |
| Manufacturing | $2,230 |
| Warehouse / Logistics | $3,060 |
| Construction (General) | $4,380 |
| Roofing (Highest Class) | $9,940 |
*Per-employee estimate based on Georgia's average weekly wage of $875. Your actual cost varies by carrier, experience modifier, and specific class code.
Need an exact quote? Our workers comp insurance cost calculator estimates your premium based on state, industry, payroll, employee count, and experience modifier.
How Workers' Comp Benefits Are Calculated in Georgia
In Georgia, workers' comp benefits are 66.67% of your average weekly wage. The maximum weekly benefit is $875 and the minimum is $50. If you earn $1,200 per week, your calculated benefit is $1,200 x 66.67% = $800 per week. Since $800 is below the Georgia maximum of $875, you would receive the full $800.
Georgia has a 7-day waiting period before benefits begin. If your disability lasts more than 21 days, those first 7 days are paid retroactively. One major advantage of Georgia is that temporary total disability benefits can last up to 400 weeks (about 7.7 years), which is one of the longest durations in the nation.
All workers' comp benefits in Georgia are tax-free. The state also provides permanent partial disability benefits based on a schedule of body parts.
Georgia Workers' Comp Laws You Must Know
- •Georgia employers with 3 or more employees must carry workers' comp insurance.
- •Georgia has a 1-year statute of limitations for filing workers' comp claims.
- •In Georgia, your employer provides a panel of 6 physicians. You must choose your treating doctor from this list.
- •TTD benefits in Georgia can last up to 400 weeks, one of the longest durations in the country.
- •Benefits are 66.67% of your AWW, capped at $875 per week.
- •Georgia law prohibits employers from retaliating against employees who file claims.
- •You must report your injury to your employer within 30 days in Georgia.
How to File a Workers' Comp Claim in Georgia
- 1Report your injury to your employer within 30 days. Tell your supervisor exactly what happened, when, and where.
- 2Your employer must provide you with a panel of at least 6 physicians. Choose a doctor from this list for your treatment.
- 3Your employer files a First Report of Injury with the Georgia State Board of Workers' Compensation and their insurance carrier.
- 4The insurance company will accept or deny the claim. If accepted, benefits begin after the 7-day waiting period.
- 5If denied, file a claim (Form WC-14) with the Georgia State Board of Workers' Compensation. Call 1-404-656-3818 for help.
Need help filing? Visit the Georgia Workers' Comp Board or call 1-404-656-3818 for assistance.
Special Rules in Georgia
- ⚠Employers with 3+ employees must have coverage
- ⚠Up to 400 weeks of TTD benefits
- ⚠Employer selects panel of physicians (6 doctors)
- ⚠1-year statute of limitations
Average Workers' Comp Settlement in Georgia
Settlement amounts in Georgia vary widely based on injury severity, disability rating, and medical costs. Workers with minor sprains typically settle for $10,000–$30,000, while those with herniated discs or surgical injuries can receive $50,000–$200,000 or more. Use our settlement calculator to estimate your specific case.
Related Resources
Settlement Calculator
Estimate your workers' comp settlement amount
Average Settlement Amounts
See average settlements by injury type and state
How Benefits Are Calculated
Step-by-step formula with examples
Claim Denied?
What to do if your workers' comp is denied
Last updated: April 2026. Data sourced from the Georgia Workers' Compensation Board.
Find a Workers' Comp Attorney in Georgia
Need Legal Help With Your Georgia Claim?
If your claim was denied, your employer is disputing your injury, or you need help negotiating a fair settlement, a workers' comp attorney can help. Most offer free consultations and work on contingency — you pay nothing unless you win.
External link to Avvo attorney directory. WorkCompCalc does not endorse or recommend specific attorneys. Always research and interview attorneys before hiring.
Georgia Workers' Comp FAQ
Georgia requires employers with 3+ employees to carry coverage. TTD benefits can last up to 400 weeks, one of the longest in the nation.
Workers' Comp in Nearby States
Legal Disclaimer
This calculator provides estimates only and is not legal advice. Workers' compensation laws and benefit amounts in Georgia change frequently. Consult a licensed workers' compensation attorney in Georgia for advice about your specific situation. Actual benefits depend on your employer's insurance carrier, the nature of your injury, and state law. Data sourced from the Georgia Workers' Compensation Board. Last updated: January 2026.
Medical disclaimer: Information on this page is for educational purposes only. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.