Idaho Workers' Comp Benefits Calculator 2026
Injured at work in Idaho? You may be entitled to workers' compensation benefits. Idaho pays 67.0% of your average weekly wage as a weekly benefit, up to a maximum of $820/week. Use our free calculator below to estimate your weekly workers' comp benefit in 60 seconds — no email required.
Idaho requires all employers with 1+ employees to carry workers' comp. Benefits are 67% of AWW, slightly above the national average rate.
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Your gross wages for the 13 weeks before injury, divided by 13. Include overtime, bonuses, and tips if they were regular.
Idaho Workers' Comp Maximum Weekly Benefit 2026
The Idaho maximum weekly workers' compensation benefit for 2026 is $820 per week. This is calculated as 67% of your Average Weekly Wage (AWW) — slightly above the standard 66.67% used by most states. The minimum weekly benefit is $164.
Idaho updates its maximum benefit annually based on the state's average weekly wage. If your calculated benefit (salary × 67%) exceeds $820, you receive the $820 cap. If it falls below $164, you receive the $164 minimum.
Idaho Workers' Comp Key Facts — 2026
| Maximum Weekly Benefit | $820/week |
| Minimum Weekly Benefit | $164/week |
| Benefit Rate | 67.0% of AWW |
| Waiting Period | 5 days |
| Retroactive After | 14 days |
| Filing Deadline | 365 days from injury |
| Max Duration (TTD) | 104 weeks |
| State Average Weekly Wage | $820/week |
| WC Board Phone | 1-208-334-6000 |
Source: Idaho Workers' Compensation Board. Rates effective 2026.
Workers' Compensation in Idaho: Key Numbers for 2026
State Avg Weekly Wage
$820
Max Weekly Benefit
$820
Benefit Rate
67.0%
Max Duration
104w
Common Workplace Injuries in Idaho — Average Compensation
Based on Idaho's average weekly wage of $820 and the state's 67.0% benefit rate, here are estimated compensation ranges for the most common workplace injuries:
| Injury Type | Avg Medical Cost | Avg Lost Wages | Typical Total |
|---|---|---|---|
| Back / Spine Injury | $11,331 | $16,482 | $27,813 |
| Shoulder Injury | $9,244 | $12,087 | $21,331 |
| Knee Injury | $8,051 | $9,889 | $17,940 |
| Neck / Whiplash | $6,858 | $8,790 | $15,648 |
| Carpal Tunnel / Wrist | $4,175 | $6,043 | $10,218 |
| Fracture (Arm/Leg) | $5,516 | $7,692 | $13,208 |
| Head / Concussion | $10,287 | $13,186 | $23,473 |
Estimates based on Idaho 2026 workers' comp benefit rate (67.0% of AWW, capped at $820/week) and NCCI injury cost data. Actual compensation varies based on injury severity, impairment rating, and medical documentation.
How Much is Workers' Comp in Idaho?
In Idaho, workers' comp pays 67.0% of your average weekly wage, up to a maximum of $820/week. The minimum weekly benefit is $164/week.Idaho has a 5-day waiting period before benefits begin, and TTD benefits can last up to 104 weeks.
Idaho Workers' Compensation Rates 2026
Workers' comp insurance rates in Idaho vary by industry and job classification. Here are estimated rates per $100 of payroll:
| Job Category | Rate per $100 Payroll |
|---|---|
| Office / Clerical | $0.25 |
| Restaurant / Food Service | $1.50 |
| Healthcare / Nursing | $1.75 |
| Manufacturing | $2.50 |
| Trucking / Delivery | $4.50 |
| Construction (General) | $6.50 |
| Roofing | $12.00 |
Rates are estimates and vary by insurer, experience modifier, and specific classification code. Contact your insurance carrier for exact quotes.
How Much Does Workers Comp Cost Employers in Idaho?
The cost of workers compensation insurance in Idaho depends on three factors: your industry class code, your total annual payroll, and your experience modification rate. Here's what typical Idaho businesses pay annually for $100,000 in payroll:
| Industry | Annual Cost per $100K Payroll |
|---|---|
| Office / Clerical | $260 |
| Retail / Sales | $630 |
| Restaurant / Food Service | $1,120 |
| Healthcare | $1,300 |
| Manufacturing | $2,090 |
| Warehouse / Logistics | $2,870 |
| Construction (General) | $4,100 |
| Roofing (Highest Class) | $9,320 |
*Per-employee estimate based on Idaho's average weekly wage of $820. Your actual cost varies by carrier, experience modifier, and specific class code.
Need an exact quote? Our workers comp insurance cost calculator estimates your premium based on state, industry, payroll, employee count, and experience modifier.
How Workers' Comp Benefits Are Calculated in Idaho
In Idaho, workers' comp benefits are 67% of your average weekly wage -- slightly above the common 66.67% rate. The maximum weekly benefit is $820 and the minimum is $164. If you earn $1,200 per week, your calculated benefit is $1,200 x 67% = $804. Since $804 is below the Idaho maximum of $820, you would receive $804 per week.
Idaho has a 5-day waiting period, which is longer than many states. If your disability lasts more than 14 days, those first 5 days are paid retroactively. Temporary total disability benefits can last up to 104 weeks.
Benefits in Idaho are tax-free. The state also provides permanent impairment benefits based on medical ratings if your injury causes lasting limitations.
Idaho Workers' Comp Laws You Must Know
- •All employers in Idaho with 1 or more employees must carry workers' comp insurance.
- •Idaho has a 1-year statute of limitations for filing workers' comp claims.
- •Injured workers in Idaho can choose their own treating physician.
- •Idaho pays 67% of average weekly wage, slightly above the national standard of 66.67%.
- •The maximum weekly benefit in Idaho is $820.
- •Idaho provides permanent partial impairment benefits based on medical ratings.
- •Employers cannot retaliate against workers for filing claims in Idaho.
How to File a Workers' Comp Claim in Idaho
- 1Notify your employer of your injury as soon as possible. Idaho requires prompt reporting.
- 2See a doctor of your choosing. Idaho gives you the right to pick your own physician.
- 3Your employer must file a First Report of Injury with the Idaho Industrial Commission and their insurance carrier.
- 4The insurance company will investigate the claim. Benefits start after the 5-day waiting period if approved.
- 5If denied, you can file a complaint with the Idaho Industrial Commission at 1-208-334-6000.
Need help filing? Visit the Idaho Workers' Comp Board or call 1-208-334-6000 for assistance.
Special Rules in Idaho
- ⚠All employers with 1+ employee must have coverage
- ⚠67% of average weekly wage
- ⚠Employee can choose own doctor
- ⚠1-year statute of limitations
Average Workers' Comp Settlement in Idaho
Settlement amounts in Idaho vary widely based on injury severity, disability rating, and medical costs. Workers with minor sprains typically settle for $10,000–$30,000, while those with herniated discs or surgical injuries can receive $50,000–$200,000 or more. Use our settlement calculator to estimate your specific case.
Related Resources
Settlement Calculator
Estimate your workers' comp settlement amount
Average Settlement Amounts
See average settlements by injury type and state
How Benefits Are Calculated
Step-by-step formula with examples
Claim Denied?
What to do if your workers' comp is denied
Last updated: April 2026. Data sourced from the Idaho Workers' Compensation Board.
Find a Workers' Comp Attorney in Idaho
Need Legal Help With Your Idaho Claim?
If your claim was denied, your employer is disputing your injury, or you need help negotiating a fair settlement, a workers' comp attorney can help. Most offer free consultations and work on contingency — you pay nothing unless you win.
External link to Avvo attorney directory. WorkCompCalc does not endorse or recommend specific attorneys. Always research and interview attorneys before hiring.
Idaho Workers' Comp FAQ
Idaho requires all employers with 1+ employees to carry workers' comp. Benefits are 67% of AWW, slightly above the national average rate.
Workers' Comp in Nearby States
Legal Disclaimer
This calculator provides estimates only and is not legal advice. Workers' compensation laws and benefit amounts in Idaho change frequently. Consult a licensed workers' compensation attorney in Idaho for advice about your specific situation. Actual benefits depend on your employer's insurance carrier, the nature of your injury, and state law. Data sourced from the Idaho Workers' Compensation Board. Last updated: January 2026.
Medical disclaimer: Information on this page is for educational purposes only. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.