Head & Brain Injury Workers Comp Settlement Calculator

Estimate your head injury workers' comp settlement. Average settlement: $91,844. Range typically $20,000 – $1,000,000+ depending on severity and state.

Adam Noah - Workers' Comp Research Analyst

Adam Noah · Workers' Comp Research Analyst

Last updated: April 2026 · Reviewed for accuracy

About the author

Average Head & Brain Injury Settlement

$91,844

Source: National Safety Council injury cost database

$

Persistent symptoms (headaches, cognitive issues) lasting 6+ months

How Is a Head & Brain Injury Workers' Comp Settlement Calculated?

A head injury workers' comp settlement in 2026 is built from four main components. Understanding each piece helps you know whether an offer is fair.

  • 1.Lost wages (Temporary Total Disability). Most states pay 66.67% of your average weekly wage while you're off work, capped at the state maximum.
  • 2.Permanent impairment. After you reach MMI, a doctor assigns an impairment rating (usually 0-100%). That rating multiplied by your state's scheduled weeks produces the PPD portion.
  • 3.Medical expenses. Both past medical bills and reasonable future medical care for the head injury. In lump-sum settlements this is capitalized into the total.
  • 4.Vocational / loss-of-earning-capacity. If you can't return to your prior job at the same wage, the difference — sometimes for years — increases the settlement value.

Insurers typically try to settle these claims at 50-70% of their true value. Workers represented by attorneys historically recover 3-5x what unrepresented claimants accept.

Average Head & Brain Injury Settlement Amounts by Severity (2026)

SeverityTypical Range
Concussion (Mild)$15,000 – $50,000
Post-Concussion Syndrome$45,000 – $120,000
Moderate TBI$100,000 – $350,000
Severe TBI$400,000 – $2,000,000

Ranges based on National Safety Council, Martindale-Nolo, and state workers' comp board settlement data. Actual settlements depend on your state, wage, and case specifics.

Key Factors That Affect Your Head & Brain Injury Settlement

  • •Glasgow Coma Scale score at time of injury
  • •Neuroimaging findings (CT, MRI)
  • •Permanent cognitive or behavioral impairment
  • •Ability to return to any gainful employment
  • •Age and pre-existing neurological conditions
  • •Need for ongoing rehabilitation or attendant care
  • •Neuropsychological test results

Is Your Settlement Offer Fair? Get a Free Case Review

A workers' comp attorney can review your offer and negotiate — most work on contingency (no fee unless you win). Represented claimants historically receive significantly higher settlements for head injuries.

Find a Workers' Comp Attorney

External link to Avvo attorney directory. WorkCompCalc does not endorse specific attorneys.

Frequently Asked Questions

What is the average workers comp settlement for a head injury?▾

NSC data shows the average workers comp head and brain injury settlement is $91,844. Mild concussions settle $15,000-$50,000. Moderate TBI cases reach $100,000-$350,000. Severe TBI can settle for $400,000-$2 million or more.

Is a concussion a big deal for workers comp?▾

Yes. Even mild concussions settle $15,000-$50,000. If you develop post-concussion syndrome — lingering headaches, dizziness, cognitive problems — settlements rise to $45,000-$120,000. Document all symptoms with your doctor from day one.

How do workers comp brain injury settlements work?▾

Brain injury settlements factor in medical costs, lost wages, permanent impairment, and often a life-care plan prepared by a specialist. Expect neuropsychological testing, vocational evaluation, and multiple expert opinions before settlement.

Can I get a settlement for PTSD after a work head injury?▾

Yes, if the PTSD is documented and linked to the workplace head injury. Mental health conditions tied to a physical injury are generally compensable. Some states also allow mental-only claims for first responders and in specific circumstances.

Other Injury Settlement Calculators

Disclaimer: This calculator provides estimates only based on NSC and state settlement data. Actual settlements depend on medical documentation, attorney negotiation, state law, and case specifics. This is not legal advice. Consult a licensed workers' compensation attorney for your specific situation. Last updated: April 2026.