Retail Worker Workers Comp Benefits & Calculator

Retail workers — cashiers, stockers, sales associates — face a distinctive set of workers comp risks: slip-and-fall injuries, back injuries from lifting merchandise, repetitive strain from register work, and increasingly, assault and robbery-related injuries. Big-box retailers (Walmart, Target, Home Depot) often self-insure, which can make claims more adversarial — represented claimants do significantly better.

Adam Noah · Workers' Comp Research Analyst

Last updated: April 2026 · Reviewed for accuracy

About the author

Class Code

8017 / 8018

WC Insurance Rate

$0.85 per $100 of payroll

Risk Level

Low-Medium

Example annual premium for retail worker with $50,000 annual payroll: $425 per employee. Varies by state, carrier, and experience modifier.

Calculate Your Retail Worker Workers Comp Benefits

Enter your state and weekly wage to see your estimated workers comp weekly benefit and total projected payout.

Step 1 of 2Your Situation

Your Situation

Tell us about your state and wages to calculate your benefits.

What state did the injury occur in? *

When did the injury occur?

Optional — helps calculate your waiting period start date.

What is your average weekly wage? *

$/week

Your gross wages for the 13 weeks before injury, divided by 13. Include overtime, bonuses, and tips if they were regular.

Most Common Retail Worker Workplace Injuries

These are the injury patterns we see most frequently in retail worker workers comp claims, ranked by frequency. Click any injury type to see the dedicated settlement calculator for that specific injury.

Injury Type	Frequency	Avg Settlement
Slip & Fall	Very common	$48,000
Back Injury (Lifting Stock)	Very common	$78,000
Shoulder (Reaching, Stocking)	Common	$55,000
Repetitive Strain (Cashiers)	Common	$29,441
Struck by Falling Merchandise	Common	$42,000
Assault / Robbery Injuries	Increasing	$65,000

Settlement averages from National Safety Council and state workers comp board data. Your specific settlement depends on severity, state, wage, and case specifics.

Key Facts for Retail Workers

•Big-box retail workers comp rates are low ($0.85/$100) because most injuries are relatively minor.
•Walmart, Target, Amazon, and Home Depot all self-insure — their adjusters handle claims directly and often deny aggressively.
•Black Friday and holiday seasons see 3-4x the normal injury rate.
•Robbery-related PTSD is compensable in most states for retail workers.
•Part-time retail workers have the same rights as full-time workers for any workplace injury.

Injured On the Job? Get a Free Case Review

A workers' comp attorney can review your claim, negotiate a higher settlement, and protect your job. Most work on contingency — no fee unless you win.

Find a Workers' Comp Attorney

Frequently Asked Questions — Retail Worker

Can part-time retail workers get workers comp?▾

Yes. Part-time status doesn't affect your workers comp rights. Your weekly benefits are calculated from your actual earnings, which is lower for part-timers, but the right to benefits is identical.

What is the average workers comp settlement for a retail slip-and-fall?▾

Retail slip-and-fall settlements average $15,000-$80,000. Knee injuries run $48,000. Back injuries average $78,000. If you hit your head, add $50,000-$150,000 for TBI-related components.

Can I file workers comp if I'm a seasonal worker?▾

Yes. Seasonal workers have the same workers comp rights as permanent employees. You're covered from your first hour of work.

What should I do if I'm robbed at work?▾

Get medical attention even if injuries seem minor. Report to police and your manager. File a workers comp claim for any physical injury, and document PTSD symptoms with a mental health professional. In most states, robbery-related PTSD is compensable even without physical injury.

Workers Comp for Other Occupations

Construction Worker

Code 5403

Nurse (RN, LPN, CNA)

Code 8829

Warehouse Worker

Code 8292

Truck Driver

Code 7228 / 7229

Restaurant Worker

Code 9082 / 9083

Roofer

Code 5551

Manufacturing Worker

Code 2710 / 3632 / various

Healthcare Worker

Code 8832 / 8833

Office Worker

Code 8810

Electrician

Code 5190

Delivery Driver

Code 7380

Amazon Worker

Code 7380 / varies

Firefighter

Code 7710

Police Officer

Code 7720

Teacher

Code 8868

Gig Worker (Uber, DoorDash, Instacart)

Code varies

Disclaimer: Workers comp insurance rates are approximate national averages and vary significantly by state, insurer, and employer experience modifier. Settlement ranges are estimates based on NSC and state data. This is not legal advice. Consult a licensed workers' compensation attorney for your specific situation. Last updated: April 2026.